Calculate your actual take-home pay after federal and state taxes. Free, accurate, updated for 2026.
Your Bi-weekly take-home pay
$1,850.93
| Gross Pay | $2,314.73 |
| Federal Income Tax | −$199.00 |
| State Tax (KY) | −$87.73 |
| Social Security | −$143.51 |
| Medicare | −$33.56 |
| Take-Home Pay | $1,850.93 |
Create professional pay stubs with these tax calculations.
Kentucky has a flat income tax rate of 4.00%. This means all taxable income is taxed at the same rate regardless of how much you earn. The standard deduction is $3,160 for single filers and $6,320 for married couples filing jointly.
Some localities in Kentucky also levy income taxes: Louisville, Lexington, Most cities/counties.
Kentucky has a flat income tax rate of 4.00%.
Unlike many states with progressive tax systems, Kentucky applies the same rate to all income levels. This makes calculating your tax liability straightforward: simply multiply your taxable income by 4.00%.
On a $75,000 salary in Kentucky, your estimated take-home pay is approximately $58,275 per year, or $2,241 per biweekly paycheck.
Your actual take-home pay depends on your filing status, pre-tax deductions (like 401(k) contributions), and other factors. Use our calculator above for a personalized estimate based on your specific situation.
With a flat rate of 4.00%, Kentucky falls in the middle range of 16 flat-tax states. The median household income in Kentucky is $60,183.
See estimated take-home pay for common salary levels in Kentucky.
| Annual Salary | Take-Home Pay | Per Biweekly Check | Effective Tax Rate |
|---|---|---|---|
| $50,000 | $40,340 | $1,552 | 19.3% |
| $75,000 | $58,275 | $2,241 | 22.3% |
| $100,000 | $74,862 | $2,879 | 25.1% |
| $150,000 | $107,404 | $4,131 | 28.4% |
On a $50,000 salary in Kentucky, your estimated take-home pay is approximately $40,340 per year after federal taxes, Kentucky state tax, Social Security, and Medicare. This works out to about $1,552 per biweekly paycheck.
On a $100,000 salary in Kentucky, your estimated take-home pay is approximately $74,862 per year. This works out to about $2,879 per biweekly paycheck, with an effective tax rate of 25.1%.
Yes, some localities in Kentucky charge additional income taxes, including Louisville, Lexington, Most cities/counties. These local taxes are in addition to federal and state taxes.
Tax data last updated: January 2026. Calculations use 2026 federal and state tax rates.
This calculator provides estimates only. For tax advice, consult a qualified professional.